Terms of use
Last updated 14 October 2026
By using MarginNotesClub (the “site”) you agree to these terms. They are short and written in plain English.
Who runs the site
The site is run by Izu, an individual based in the United Kingdom. You can get in touch via the Contact page.
Opinions, not advice
Articles on this site reflect my personal views at the time of writing. They are for general interest only and are not professional, legal, financial, medical or political advice. Please check the facts that matter to you before acting on anything you read here.
I try hard to be accurate, and I correct mistakes when I find them, but I can’t promise that every article is complete, accurate or up to date.
Copyright
All articles, images (unless credited otherwise) and the site design are © Izu. You’re welcome to:
- share links to articles;
- quote short extracts with a credit and a link back to the original article.
Please don’t republish whole articles or use images without asking first.
Links to other websites
Articles may link to other websites. I’m not responsible for their content or how they handle your data.
Liability
I’m not liable for any loss or damage arising from your use of the site or reliance on its content, except where the law doesn’t allow this to be excluded (for example, liability for death or personal injury caused by negligence, or for fraud).
Changes
I may update these terms from time to time. The “Last updated” date at the top shows when they last changed.
Law
These terms are governed by the law of England and Wales, and the courts of England and Wales have jurisdiction. [CHECK: if you live in Scotland or Northern Ireland, change this to your jurisdiction.]